PRE-SLEEP FINANCIAL WORRIES: THEORETICAL ANALYSIS

Oleksandra Shatilova

doi:10.36074/grail-of-science.01.05.2026.010

PRE-SLEEP FINANCIAL WORRIES: THEORETICAL ANALYSIS

Authors

Oleksandra Shatilova State University of Trade and Economics, Ukraine https://orcid.org/0000-0002-3785-5606

DOI:

https://doi.org/10.36074/grail-of-science.01.05.2026.010

Keywords:

financial anxiety, pre-sleep anxiety, rumination, sleep disturbances, financial stress, future uncertainty

Summary

The article presents a theoretical analysis of financial anxiety in the pre-sleep period. Eight key factors of pre-sleep financial anxiety are identified and described: frequency and prevalence, intensity and duration, emotional-affective component, rumination, control over financial thoughts, influence on the process of falling asleep and sleep quality, next-day consequences, and uncertainty regarding the future. The study emphasizes the importance of further empirical investigation of this phenomenon and the development of specialized self-regulation techniques tailored specifically to the pre-sleep period.

Downloads

PDF

Downloads

Download data is not yet available.

License

References

Kovalenko, I. E. (2025). Financial anxiety as an aspect of economic psychology research. Image of the Modern Pedagogue, 5(224), 98–102. [In Ukrainian] DOI: https://doi.org/10.33272/2522-9729-2025-5(224)-98-102

Mylash, V. (2013). Money as reality and dream: Interpretation of money. In Financial and credit system of Ukraine in the conditions of integration and globalization processes (pp. 594–596). Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine. [In Ukrainian]

Shvets, M. (2024). Tolerance to uncertainty as a resource of personality’s psychological well-being in conditions of war [Master’s thesis, Donetsk National University named after Vasyl Stus]. https://jqmth.donnu.edu.ua/article/view/18236 [In Ukrainian]